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Finance · 100% FreePPF Calculator
Free Public Provident Fund maturity calculator (India)
Min ₹500, Max ₹1,50,000 per year
PPF Maturity
After 15 years
- Maturity amount
- ₹ 40,68,209
- Total invested
- ₹ 22,50,000
- Interest earned
- ₹ 18,18,209
Frequently asked questions
What is the current PPF interest rate?
PPF interest rate is set quarterly by the Government of India. As of FY 2025–26 it is 7.1% per annum, compounded annually. The rate has historically ranged between 7.1% and 8.7%.
What is the maximum PPF investment limit?
You can invest a minimum of ₹500 and a maximum of ₹1,50,000 per financial year in PPF. Investment qualifies for 80C deduction under the Old Regime.
What is the PPF lock-in period?
PPF has a 15-year lock-in. After 15 years, you can extend it in blocks of 5 years indefinitely. Partial withdrawals are allowed from year 7.
Is PPF interest taxable?
No. PPF falls under the EEE (Exempt-Exempt-Exempt) category — investment, interest earned, and maturity amount are all fully tax-free.
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